Cash in crunch as one-half of bank branches disappear in seven years
New inquiry more than 5000 branches have been closed since 2015
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Retirements ruined as pensions sacrificed to come across ascent costs
Workers reduce pension contributions amidst urgent need for cash
Why Premium Bonds take been unlucky for xix million savers this year
Savers raced to open an account later NS&I increased its prize rate to ii.2pc
‘I cut spending on presents from £four,000 to merely £200’
Meet the families cutting downwards on Christmas this year to save money
The silent threat lurking in British homes
Sudden cold and soaring energy bills accept created the perfect conditions for mould
Questor
This yr taught the states that income investors cannot afford to ignore the economic backdrop
Questor Income Portfolio: large and sudden moves in inflation and interest rates inevitably affect investments of all kinds
Half-dozen losers and vi winners: how Questor’s investment trust tips fared in 2022
Questor’south all-time (and worst) stock tips of 2022
This year taught investors a lot – here’s how they should apply it in 2023
Money Makeover
Coin Makeover: ‘Can I purchase my offset habitation at 61 and withal retire at lxx?’
Our reader has an ambitious programme to be a homeowner before he stops work
Money Makeover: ‘Can I retire early and never worry about putting the heating on?’
Money Makeover: ‘I’m bad with money – how do I invest my £176k inheritance?’
Money Makeover: ‘I’ve inherited my mum’s home – should I become a landlord or invest?’
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Spotlight
How failed stamp duty policy is squeezing the life out of the housing market
Experts warn that excessive postage duty is stopping retirees from downsizing
Katie Morley Investigates
Has a visitor treated you unfairly? Our consumer champion, Katie Morley, is here to help. For how to contact her click here
Why I’thou getting rid of my air fryer after just six weeks
When it comes to kitchen gadgets, my loyal heart already belongs to some other
Why this banking concern is top of my ‘Scrooge’ list
Our Consumer Champion names and shames the all-time and worst companies she dealt with this yr
How I beat the great squeeze and won back £3.7m for Telegraph readers
This year has been a stinker for consumers only our Consumer Champion has been on hand to help
‘My father attempted suicide subsequently crypto fraudsters tricked him out of £144k’
Our reader’s pensioner father was driveling by conmen for four years
Tax
The increasingly aggressive approach of HMRC should alarm taxpayers
Information technology is able to use the courts to bully people into paying revenue enhancement that may not be due in police
Why families are paying the price for George Osborne’southward inheritance revenue enhancement tinkering
Two million face paying 60pc income tax
Jeremy Hunt does non accept the time for a Lawson ‘Big Bang’ Budget
Property
The silent threat lurking in British homes
Sudden cold and soaring energy bills accept created the perfect conditions for mould
Small-time landlords are under siege – and that’s bad news for their tenants
How failed postage stamp duty policy is squeezing the life out of the housing market
Why being a landlord might nonetheless pay better than a alimony
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Pensions
‘Volition my pension be stuck if I retire away?’
Pensions Physician: our reader is starting to call back about where to retire but does not know whether his savings can come with him
Why delaying retirement at present means y’all will pay tax on the country pension
Frozen tax thresholds and the triple lock hope chance triggering an income tax bill
How to protect your retirement from the rise state alimony age
The Authorities wants to push dorsum when you lot can receive land support – here’s how to fix your finances
‘Can I reduce my tax beak past boosting my alimony contributions?’
Pensions doc: Changes to income taxation thresholds mean you may have to reassess your financial planning
Advice
£400 energy rebate scheme: How y’all will receive the Government back up
How to increment your savings by making smart investments in 2022
How to vanquish inheritance tax by rewriting your will
Would yous like a Telegraph Money Makeover? Here’southward how to utilize
Why gas and electricity prices are so loftier – and how to protect yourself
Lloyds Bank reveals unique fashion to avoid contactless card fraud
In depth
Investing
This yr taught us that income investors cannot afford to ignore the economical backdrop
Six losers and half dozen winners: how Questor’s investment trust tips fared in 2022
Questor’s all-time (and worst) stock tips of 2022
Pensions
‘Will my alimony exist stuck if I retire abroad?’
Why delaying retirement now means you will pay tax on the state alimony
How to protect your retirement from the rising state pension age
Tax
The increasingly aggressive approach of HMRC should alarm taxpayers
Why families are paying the price for George Osborne’southward inheritance tax tinkering
Two 1000000 face paying 60pc income taxation
Banking
Why Premium Bonds have been unlucky for nineteen one thousand thousand savers this year
Cash in crisis as half of bank branches disappear in vii years
The year that proved big banks couldn’t intendance less about savers
Fame and fortune
The Kinks’ Dave Davies: ‘I spent the money from ‘You lot Really Got Me’ on Scalextric’
Comedian John Robins: ‘I sat in the nighttime to cut my free energy bill – only saved no money at all’
We were shot at exploring the Blueish Nile. ‘Nosotros come up in peace and have Mars bars’, I shouted
Ask an expert
‘Can I gift more than £3,000 a twelvemonth without paying revenue enhancement?’
‘How practise I become my money back from a crypto scammer?’
I’ve exceeded the annual Isa limit, what should I exercise?
Source: https://www.telegraph.co.uk/money/