How To Close A Bank Account With Chase

If you’re ready to say goodbye to your Chase monthly service fees, follow the steps outlined in this guide to close it online, via phone, and more.

Demand to close your Hunt bank business relationship?

Luckily, the process is simple and takes only a couple business days. But there
are
a few things you lot’ll need to take care of start.

In this guide, acquire the best ways to close your Hunt business relationship online, past phone, in person and by post.

Tin can I close a Hunt savings or checking account?

Yeah, information technology is possible to close your Chase savings accounts and checking accounts. In that location are four ways you lot tin can close your account:

• Transport a message online
• Call by phone
• Visit a branch
• Mail a alphabetic character

Read on to acquire the details of each method.

Should I close my Hunt business relationship?

There are a few reasons why you may want to close your Chase account. Hunt’due south accounts all take a monthly fee, and maybe you desire to switch to a complimentary checking business relationship. Chase’s savings accounts have low rates. You may want a savings business relationship with a college APY.

one. Send a bulletin online

Unfortunately, you tin’t simply click a button to shut your account online yourself. But you lot tin transport Chase a bulletin.

Log into your Chase online business relationship and go to the Secure Message Centre. From there, cull “new bulletin” and say that you want to close your Hunt business relationship.

Chase typically replies within two business organisation days. They’ll send you instructions on how to close your account.

Or you tin can log in and schedule a telephone call with Hunt if yous prefer that.

Can you shut your Hunt business relationship on the app?
Unfortunately, you lot cannot close it on the app, but you lot tin can send a request to Hunt online services.

2. Over the Telephone

Call the telephone number on the dorsum of your Chase credit menu. A service representative volition ask for personal data to evidence your identity, such as:

• Full Proper name
  
• ZIP Lawmaking
• Mailing Accost
  
• Account Number
• Electric current Balance
• Debit Card Number

Chase’s customer service numbers are:

• Checking or savings account: i (800) 935-9935^[one]
  
• Personal credit card: 1 (800) 432-3117

The agent will assist you with closing your account.

3. Visit a Chase branch

If you live near a branch, y’all may prefer only popping in to get information technology done in person. Yous can use this tool to observe the nearest Hunt depository financial institution. You’ll need to bear witness proof of identification, such as:

• ID
• Social Security Number
• PIN
• Accost Information

The bank representative will then provide the forms and guide you through the process of closing your account.

4. Send them a letter

Would rather avoid talking to a customer service rep? Yous can always close your Hunt bank via written letter.

Send your asking to:

National Bank By Mail
P.O. Box 6185
Westerville, OH 43086.

Don’t forget to include:

• Proper name / Address
• Chase Online Banking Business relationship Number
• Message to close your Chase account
• Where to send your remaining balance (if any left)
• Signature of all owners

Equally postal service commitment cannot be guaranteed, this volition take longer to close your account.

five Things to do Before You Close Your Chase Business relationship

Earlier you lot shut the account, there are some things you’ll want to have care of first. This will ensure a smoother procedure with transferring banking accounts.

Here are 5 things to do offset earlier closing your account.

1. Brand sure your account is in good standing

You lot cannot shut your account if it’s overdrawn or take penalties. Y’all’ll need to resolve any late fees, overdraft fees, negative balances, or anything similar.

If you have any of those, you lot must deposit funds to bring the balance to zero. Only then tin can you lot close your business relationship.

2. Open up a New Banking concern Business relationship

Before endmost your Chase account, brand certain you accept a new bank account fix with a different bank.

Y’all will need a new account to receive paychecks, pay bills, and practise your general daily cyberbanking.

If you don’t already have a new business relationship in mind, cheque out some of our favorite free checking accounts.

3. Update Direct Deposits

Yous will want to switch your direct deposits over to your new business relationship.

Get in touch with your piece of work’s 60 minutes or payroll department. You’ll most likely need to fill out a new direct deposit form with your new account information.

4. Cancel Automatic Payments

Cheque for whatsoever pecker payments and subscriptions that automatically draw money from your Hunt account. These can be monthly or even annual payments.

These may include:

• Mortage or rent
• Utilities
• Credit cards
• Insurance payments
• Machine loans or student loans
• Recurring subscription services

Look through your statements and identify all automated charges. Then, switch those over to your new account. You don’t desire a failed payment later, which tin incur late fees and fifty-fifty damage your credit.

5. Transfer Remaining Funds

Lastly, after everything is switched to the new account, y’all can transfer the remaining residual in your Chase account. Simply link your old Hunt account to the new account and initiate a money transfer.

But merely do so
after
all your pending payments have already candy. If your bills post throughout the month, this could take up to a calendar month. Make sure the recurring payments accept started to post to your new account.

Otherwise, you could overdraw your Chase account if y’all transfer out the funds likewise early.

Keep in mind, information technology typically takes a few days to complete electronic coin transfers. After it settles, you lot tin can close your Hunt account.

How to close a Chase account from overseas

If you’re located outside of the U.Due south., you’ll need to contact Chase customer service to close your business relationship. You can reach them by phone at one (713) 262-3300.^[1]

Be sure to have your personal and account information ready, so the process goes smoothly.

Retrieve to exercise the 5 steps to a higher place and withdraw whatsoever remaining funds from your account earlier it’s officially closed.

If y’all’re transferring funds to a strange depository financial institution account, you probably need to do and then via wire transfer or certified check. At that place may be a service fee associated with this. So be sure to bank check with the Chase customer service starting time.

Alternatives to closing your Chase credit card

If you’re thinking about closing your Chase credit card account, consider if one of these options are better instead:

• Request to waive the annual fee.
  Call Chase and explicate that you want to proceed the account open but tin’t justify the annual fee. Sometimes, they may waive the fee for a certain period.
• Make a production change instead.
  
  Some other option is to downgrade your Chase card to a card that doesn’t accept an annual fee.
• Stash information technology safely instead of closing it.
  
  Sometimes, it can even be beneficial to keep your credit carte du jour account open. This lets you build upward your average credit history, which can improve your credit. Just keep the card somewhere safe and don’t use it.

FAQs

How long does information technology have to close a Hunt banking company account?

If your account is in expert standing, it tin take only up to 2 businesses twenty-four hour period to endmost your Chase bank account, once it’due south been initiated.

Withal, before that, it could accept you some time to cancel subscriptions, complete all awaiting payments, and transfer funds. It’south extremely of import that these are taken care of because closing the bodily account is quick.

Can you reopen a closed Hunt bank account?

Y’all cannot reopen a banking concern account that you have already airtight. However, y’all tin apply and open some other another Chase banking company account.

Can I close the Chase account with a negative residual?

Chase will non let you lot shut your account if you take a negative balance. If you lot take a negative residue, Chase may shut your account if they assess that yous’re unable to repay the late or overdraft fees.

Does Chase charge to close an account?

It is free to close a Chase bank account. However, y’all’ll need to make certain there isn’t a negative rest on your account. If there is one, you need to deposit funds to bring it to cipher.

Can I close my Chase account without observe?

Yep, you can close a Hunt account without notice or reason.

Does closing my Chase account touch on my credit score?

If your account is in proficient standing, closing a bank account will not impact your credit score.

However, if you take a negative balance or outstanding fees, the depository financial institution can send that debt to collections. That will go on your credit written report and hurt your credit.

How to find my Chase account number?

To notice your Hunt account number, you can either contact customer service or check your account statement. You lot can also normally find it on your Chase checks.

What do I need to close a Chase bank account?

Gather all the information you’ll need in guild to close your account, including:

• Mailing Accost
  
• Account Number
• Current Remainder
• Debit Carte du jour Number

Lesser Line

Chase doesn’t charge for closing an account. Simply your account needs to be in adept continuing with no negative balance or unpaid fees.

It’due south important to have a new account prepare and motion your coin from your onetime business relationship to the new 1. Make sure your direct deposits and payments are transferred over.

Take your time and make sure all your affairs are settled first. That will brand for the nigh seamless transition to a new bank account.

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